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5 Simple Steps for a Better Home Appraisal

If you’re looking to refinance your home or possibly sell, you’ll need a killer appraisal. A bank will not refinance a home for more than it is worth, and a potential buyer will not pay more than the recognized value of the home.

Here are 5 simple steps for a better home appraisal:

Tidy your space Make sure your yard looks well-groomed and the interior of your home is clean clutter-free. It is well worth the investment to have the home professionally cleaned and have your yard serviced.

Invest in the right types of renovations kitchens and bathrooms are the best types of renovations. They will typically provide 80% return. High-efficiency appliances and upgrades that improve the overall efficiency of the home are well worth the investment.

Sylvia Dana is a REALTOR® serving the Grand Rapids and surrounding areas. Call or tex: 616-570-8864

Document your upgrades Provide the appraiser with a list and documentation of all upgrades, renovations, and improvements to the home.

Do your homework Research and provide your own comparable valuations for similar properties in the area. Note your tone. You don’t want to come off as defensive but rather helpful.

Be available but not in the way Be present to assist with the process but don’t be the appraiser’s shadow. You want to appear helpful, not nervous that he’ll find something wrong!

Appraisals can be helpful in increasing the sale of your home or assisting in refinancing your mortgage. Use these tips and you’ll get a better value for your home.

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Video Preview: Open House in Wayland, Mich.

Open House Saturday, May 19, 11 aM – 1 PM

525 W Superior St, Wayland MI: $135,000, Single Family, 3 Beds, 1 Bath, 1,296 Sqr Ft

Listing Agent:

Sylvia Dana at EXP Realty LLC – (616) 570-8864

Direct Link:

http://sylviadana.gmi.exprealty.com/property/15-18020118-525-W-Superior-Street-Wayland-MI-49348

Sylvia Dana is a REALTOR® serving the Grand Rapids and surrounding areas. 616-570-8864

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Home For Sale: 525 W Superior St., Wayland, MI 49348

525 W Superior St., Wayland, MI 49348

$135,000, Single Family, 3 Beds, 1 Bath: Come home to this cottage-style ranch and your own private playground, situated on just under an acre in the heart of Wayland. This 3-bedroom, one bath home features a surprisingly open floor plan, home salon, partially finished basement and main floor laundry. New siding and windows. (Check out the video.) Property includes a grandfathered pole barn, perfect for a workshop or studio. Baker Elementary School’s recreation fields sit on other side of the fence at the rear of the lot. Walking distance to downtown Wayland. Close access to us 131, just minutes from everything.

Learn more…

Sylvia Dana is a REALTOR® serving the Grand Rapids and surrounding areas. 616-570-8864

Listing Agent:

Sylvia Dana at EXP Realty LLC – (616) 570-8864

Direct Link:

http://sylviadana.gmi.exprealty.com/property/15-18020118-525-W-Superior-Street-Wayland-MI-49348

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Which Down Payment Strategy is Right for You?

Thinking about buying a home in Grand Rapids? If so, you might be waiting until you have enough money for a down payment. Or maybe you haven’t even thought about needing a down payment.

You’ve most likely heard the rule: Save for a 20-percent down payment before you buy a home. The logic behind saving 20 percent is solid, as it shows that you have the financial discipline and stability to save for a long-term goal. It also helps you get favorable rates from lenders.

But there can actually be financial benefits to putting down a small down payment—as low as three percent—rather than parting with so much cash up front, even if you have the money available.

THE DOWNSIDE

The downsides of a small down payment are pretty well known. You’ll have to pay Private Mortgage Insurance for years, and the lower your down payment, the more you’ll pay. You’ll also be offered a lesser loan amount than borrowers who have a 20-percent down payment, which will eliminate some homes from your search.

THE UPSIDE

The national average for home appreciation is about five percent. The appreciation is independent from your home payment, so whether you put down 20 percent or three percent, the increase in equity is the same. If you’re looking at your home as an investment, putting down a smaller amount can lead to a higher return on investment, while also leaving more of your savings free for home repairs, upgrades, or other investment opportunities.

THE HAPPY MEDIUM

Of course, your home payment options aren’t binary. Most borrowers can find some common ground between the security of a traditional 20 percent and an investment-focused, small down payment. Your trusted real estate professional can provide some answers as you explore your financing options.

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What’s the Deal with eXp Realty?

eXp Realty, the largest residential real estate brokerage by geography in North America, is now at 9300 agents. We are adding 1000 agents a month!

Currently, there are more than 200 agents in Michigan, mostly on the east side side of the state in the Detroit area. West Michigan is beginning to bloom with eXp too, with about 35 agents! I was the first agent to go live with eXp in Grand Rapids, but now there are 15!

Learn more about joining eXp Realty

If you’re in West Michigan, consider attending our next Lunch and Learn

Top agents across the country are flocking to eXp, which offers: agent ownership, 20+ hours of live training every week, cloud environment, cutting-edge technology and tools to grow business, stock share, revenue share and an exit strategy.

eXp Realty was ranked No. 7 in The 2018 REAL Trends 500! Firms are ranked by both transaction sides and sales volume. Our agents are attracted to eXp Realty in large part because we share their values. These include: Community, Service, Sustainability, Collaboration, Transparency, Integrity, Innovation, Agile and Fun.

About eXp:

eXp World Holdings, Inc. (OTCQB: EXPI) is the holding company for eXp Realty, LLC, the largest residential real estate brokerage by geography in North America. eXp Realty (exprealty.com) is changing the way that agents, brokers and consumers work together in an adaptive, sustainable environment. It is an agent-designed and agent-owned company. As the leading, national, cloud-based real estate brokerage, eXp Realty provides 24/7 access to collaborative tools, training and socialization for real estate brokers and agents through its virtual campus environment. It is one of the fastest growing real estate brokerage firms in North America with more than 9,300 agents in 47 U.S. states, the District of Columbia and the provinces of Alberta and Ontario, Canada. As a publicly traded company, eXp World Holdings, Inc. uniquely offers real estate professionals within its ranks opportunities to earn company stock for production and contributions to overall company growth.

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The Future of Real Estate Lunch & Learn

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Free Home Buyer Class Nov. 1

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REtech Grand Rapids: Free Marketing Tools for Realtors

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Why I Switched to eXp Realty

Why I Switched to eXp Realty

If you are an agent or broker…or you’re thinking about a career in real estate, please ask me about eXp Realty. I wish I had known about eXp sooner! eXp Realty is “The Agent-Owned Cloud Brokerage™.”

Before eXp, I was with a big brokerage and was convinced the brand was superior to others. Another realtor friend of mine told me she was thinking about switching to eXp. I had never heard of it, but because she is the type of person I enjoy working with, I told her I might look at down the road. My broker manager, at the time, had been supportive and I felt a sense of loyalty.

But the hard truth was, my bank account was empty. I paid high office and franchise fees and I was dissatisfied with the culture of my office. I attempted to inspire fresh energy among my peers, but I failed to cultivate the kind of competition and collaboration I felt I needed to push me. Everyone at my previous broker office was generous and incredibly helpful and supportive. They were salt-of-the-earth kind of people. There were many top agents doing an incredible amount of production on their own — but as islands.

I desired to feel a part of something exciting, something explosive, something exponential. And I saw that possibility with eXp.

But it wasn’t until I used the eXp Brokerage Comparison Calculator that I knew, for sure, I had to make the switch to eXp. It showed me that after my first seven transactions in real estate, if I would have been with eXp instead of my former broker, I would have taken home $10,572 more home during my first 7 months in the business. I can’t tell you how much having that extra money would have saved me and my family a lot of unnecessary stress.

As a new agent, who started her real estate career later in life, I didn’t feel I had any more time to waste. I needed to invest in a company I could get excited about, working with colleagues who would inspire me to do all I’m capable of doing — and I wanted more opportunity to create wealth and enjoy the kind of lifestyle I desire.

As an eXp agent, I’m a part of a next-level, cutting-edge real estate company. I own my brand and I get a piece of the pie. I get to work with other like-minded agents — locally, continentally and globally — who are ambitious and entrepreneurial. Agent ownership and revenue sharing means true team work. The more we help each other, the better the company does and the better we all do! This is the kind of synergy and compensation I was looking for in my real estate business. I’m happy to have been introduced to eXp!

Register for this recorded webinar for an overview and then contact me at shesellsgr.com with questions! Let them know Sylvia Dana from Grand Rapids invited you! realtorsgetfree.com

Brokerage Comparison Calculator

Revenue Share Calculator

Team Revenue Calculator

Check out these video testimonials from agents around the country!

RSVP to our next eXp Lunch & Learn in West Michigan

Contact me

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SheSellsGR Tours Bradley’s Home & Garden in Eastown

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